Download Identity Theft Risk Assessment Quiz and more Study notes Credit and Risk Management in PDF only on Docsity! Identity Theft Risk Assessment Quiz Take the quiz below to determine your risk of becoming an identity theft victim. Answer each question as follows: 1= I never do this 2= I rarely (every once in a while) do this 3= I do this about 50 percent of the time 4= I usually (almost always) do this 5= I always do this The higher your score, the fewer opportunities you are providing for identity thieves to steal key pieces of identifying information or for evidence of identity theft to go unnoticed. Checking For Evidence of Identity Theft _____ 1. I check my credit report from each of the three major credit bureaus (Equifax, Experian, and Trans Union) annually to look for errors and evidence of identity theft. _____ 2. I review bank and/or brokerage account statements when they arrive to reconcile the balance and to check for unusual transactions. _____ 3. I save credit card receipts and check them against statements received from creditors. I do not leave them in shopping bags, where they can get lost or stolen. _____ 4. I know the approximate billing cycle for all of my credit cards and utility bills (e.g., cell phone) and call creditors immediately if bills are not received within a week of the due date. Destroying Sensitive Personal Information _____ 5. I use a crosscut shredder, fireplace, or woodstove to destroy pre-approved credit card offers, bank or brokerage statements, old pay stubs and tax records, credit card receipts, and other “sensitive” documents. _____ 6. I destroy (shred or burn) everything that contains information of interest to identity thieves including utility bills (which could be used to obtain a credit report), personal correspondence (which could be used to corroborate my identity), cancelled checks, expired credit cards, etc. Limiting Access to Sensitive Personal Information _____ 7. I avoid giving out my Social Security number or bank account numbers to unsolicited callers or orally (e.g., in a store) where others may be listening. _____ 8. I have a post office box or a locked mailbox for incoming mail (especially checks and bills). _____ 9. I place outgoing mail in a secured collection box along the road or at the post office- NOT in an unsecured home mailbox or rural route mailbox along the highway. _____10. I have my mail held when I am away or picked up by a trusted friend, neighbor, or family member. _____11. I question how personal information will be used before revealing it to anyone and try to “just say no,” where possible, or ask to use another type of identifier.
