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Riverside Community Credit Union Home Banking Agreement: Terms and Conditions, Lecture notes of Design

Consumer ProtectionInternet BankingOnline Security

The terms and conditions of using riverside community credit union's home banking product, which allows account access and transactions with the provided account number and pin. Users are responsible for maintaining the security of their account information and ensuring unauthorized access is prevented.

What you will learn

  • What security measures must users take to protect their account information?
  • What are the user's responsibilities when using RCCU's Home Banking Product?
  • What is Riverside Community Credit Union's liability in case of unauthorized access or transactions?

Typology: Lecture notes

2021/2022

Uploaded on 09/12/2022

ameen
ameen 🇺🇸

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Download Riverside Community Credit Union Home Banking Agreement: Terms and Conditions and more Lecture notes Design in PDF only on Docsity! RIVERSIDE COMMUNITY CREDIT UNION INTERNET BANKING AGREEMENT “RCCU HOME BANKING” 1. RCCU’s Home Banking Product is provided as a service of Riverside Community Credit Union and permits access to member account information and also allows account transactions to be performed. By accessing RCCU’s Home Banking product you verify that you are the account holder or you have full legal authority granted by the account holder information to perform transactions. 2. Riverside Community Credit Union has provided an account number and Personal Identification Number (PIN) which are required in order to permit access through RCCU’s Home Banking Product. You authorize Riverside Community Credit Union to follow any instructions entered through RCCU’s Home Banking Product using your password. You are responsible to make sure that the account number and PIN are maintained in a secure manner and not disclosed to any person who is not authorized by you to obtain account information or perform transactions on your account. 3. Riverside Community Credit Union and any other companies or entities involved in the design, development or operation of RCCU’s Home Banking Product are not responsible and shall not have any liability for any loss, expense, injury, cost or damage resulting from any access obtained to account information or any transactions performed on any account which occur prior to notice by you to Riverside Community Credit Union that the Account Number or PIN may have been disclosed to or obtained by any unauthorized person, other than those transactions for which we are responsible, as explained through our EFT Agreement. 4. If you use any method of storing the Account Number and PIN on your computer, you are solely responsible for any access obtained to account information or any transactions performed on any account. If you have reason to believe that the Account Number or PIN has been disclosed to or obtained by an unauthorized person, you are required to immediately notify Riverside Community Credit Union. 5. In order to use RCCU’s Home Banking Product, you are required to use browser software which utilizes appropriate security protections. You must use a browser with a minimum of 128-bit encryption such as Microsoft Internet Explorer 4.0 (or higher) or Netscape Navigator 4.0 (or higher). If you fail to use the designated browser software, Riverside Community Credit Union and other entities involved in the design, development or operation of RCCU’s Home Banking Product are not responsible for loss, expense, injury, cost or damage resulting from any access obtained to account information or any transaction performed on any account.
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