Certification Testing Cases for TIPS Participants using Ancillary Systems, Lecture notes of Business

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Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 1 Version: 1.0.00 TIPS CERTIFICATION TEST CASES Version: 1.0.00 Status: Final Date: 01/06/2021 Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 2 Version: 1.0.00 Table of Contents 0 INTRODUCTION .......................................................................................................................................................................................... 3 1 CERTIFICATION TEST APPROACH ............................................................................................................................................................ 3 2 CERTIFICATION TEST CASES ................................................................................................................................................................... 4 2.1 Test cases where no AS Technical Account is involved .............................................................................................................................. 6 2.2 Test cases where an AS Technical Account is involved ............................................................................................................................ 16 Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 5 Version: 1.0.00 15 TIPS A2A/U2A Processing of recall answer between two participants of two different Ancillary Systems Ancillary System 16 TIPS A2A/U2A Processing of recall answer between a participant of an Ancillary System and a TIPS participant Ancillary System Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 6 2.1 Test cases where no AS Technical Account is involved Test ID TIPS_CERT_01 Test case name Blocking of a TIPS CMB Applicable to TIPS Participant (PSP) Application TIPS Connectivity mode U2A Description The CMB can be blocked for crediting and/or debiting directly in TIPS and the relevant data changes will be taken into account in real-time on a 24/7/365 basis. The operations can be carried out by an authorised user of the TIPS Actor holding the Account, of the Central Bank of the TIPS Participant holding the Account, of the Instructing Party authorised by the TIPS participant or by an authorised user of the TIPS Operator (only in contingency situations). Prerequisite The relevant Account or the Party holding the Account are not blocked. The CMB has been set up in CRDM and already propagated to TIPS. Expected results Depending on the chosen option, the CMB status takes one of the values: Blocked for debiting; Blocked for crediting; Blocked for crediting/debiting. Test evidence Screenshot Relevant documentation User Handbook 4.2.3.2 Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 7 Test ID TIPS_CERT_02 Test case name Send a liquidity transfer from TIPS to TARGET 2 Applicable to TIPS Participant (PSP) Application TIPS Connectivity mode U2A Description TIPS supports Central Bank Money liquidity transfers between accounts denominated in the same currency from TIPS to an RTGS System. Prerequisite The Actor is entitled to launch the Outbound Liquidity Transfer. Expected results The submitted Liquidity Transfer is settled and the balance of the concerned account is adjusted accordingly. Test evidence Screenshots Relevant documentation User Handbook 4.4.1.1, 4.1.1.1 Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 10 Test ID TIPS_CERT_05 Test case name Accept an instant payment (pacs.002); show updated balance (camt.004) Applicable to TIPS Participant (PSP) Application TIPS Connectivity mode A2A Description Once the instant payment transaction was forwarded by TIPS to the Beneficiary participant, the last one should reply with a confirmation message (pacs.002) within a standard, configurable timeout period. After receiving an Instant Payment (pacs.002), the Beneficiary can query the system (camt.003) to get updated information on the account balance. Prerequisite The Participant has sent the Get Account message (camt.003) to TIPS. Expected results Participant has received a camt.004 message showing the updated balance. Test evidence A copy of pacs.002 and of camt.004 Relevant documentation UDFS 3.3.2.1.1; 3.3.2.2.2 Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 11 Test ID TIPS_CERT_06 Test case name Send a Recall (camt.056) Applicable to TIPS Participant (PSP) Application TIPS Connectivity mode A2A Description The Originator Participant or Instructing Party of a previously settled Instant Payment transaction (the Recall Assigner) can send to TIPS a specific recall message in order to request the return of funds previously settled. Prerequisite The Assigner has previously settled an Instant Payment. Expected results TIPS has forwarded the recall request related to a formerly settled Instant Payment transaction to the relevant recipient. Test evidence A copy of camt.056 Relevant documentation UDFS 3.3.2.2.11 Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 12 Test ID TIPS_CERT_07 Test case name Accept a Recall (pacs.004); show updated balance (camt.004) Applicable to TIPS Participant (PSP) Application TIPS Connectivity mode A2A Description In case a Recall is accepted by the Assignee, the system determines the accounts and CMBs that TIPS has to use for settlement of the recall. If the settlement attempt is successful, the instruction is set to “Settled” status. The Assignee can query the system to get information on the account balance or status (camt.003) Prerequisite A Recall has been sent from an Originator party who previously settled an Instant Payment. Expected results The Payment Return message (pacs.004) is received by the original Assigner Participant who accepts the recall request After querying the system (camt.003), the interested Participant or Reachable Party receives from TIPS a message showing the Account Balance and Status (camt.004) Test evidence A copy of pacs.004 message and camt.004 Relevant documentation UDFS 3.3.2.1.2; 3.3.2.2.2 Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 15 Test ID TIPS_CERT_10 Test case name Update Limit Applicable to TIPS Participant (PSP) Application TIPS Connectivity mode A2A Description Participants can request an immediate change (camt.011) to the allowed Limit on a specific account for a CMB user. Prerequisite The Participant is allowed to adjust the CMB limit. Expected results The new limit was applied to CMB and the Participant has received a Modify Limit message (camt.025). Test evidence A copy camt.011 and camt.025 message Relevant documentation UDFS 3.3.2.2.3 Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 16 2.2 Test cases where an AS Technical Account is involved Test ID TIPS_CERT_11 Test case name PSP funding AS technical account (Intra-service liquidity transfer from a TIPS DCA to an AS Technical account) Applicable to TIPS Participants who have a business relationship with an Ancillary System Application TIPS Connectivity mode A2A/U2A Description U2A In the TIPS GUI the user accesses the screen Liquidity Transfer and fills out the mandatory fields in order to transfer liquidity from its TIPS DCA (debited) to the AS technical account (credited). A2A A Liquidity Credit Transfer message (camt.050) is sent to TIPS in order to transfer liquidity from the participant’s TIPS DCA to the AS technical account. This liquidity transfers from the TIPS DCAs to the AS Technical accounts can be instructed by the Ancillary Systems who are allowed to send the LT from the TIPS DCA on behalf of the PSP. Prerequisite There is balance on the TIPS DCA. TIPS DCA and the AS Technical account are denominated in the same currency. The PSP subscribed for the receipt of camt.054 – BankToCustomerDebitCreditNotification message for debit notification. PSPs who wish to have an AS perform this test on their behalf must ensure that they have granted the liquidity manager role to the AS. Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 17 In this case, the Ancillary System is acting on behalf of the PSP who funds the AS Technical Account. The user must have the relevant privileges to transfer liquidity from its TIPS DCA to the AS technical account via TIPS GUI, and to query the Liquidity Transfer status. Information on privileges can be found in the UDFS. Expected results The TIPS DCA is debited as the AS technical account is credited by the amount specified on the TIPS GUI or on the camt.050 message. U2A The user can verify that the TIPS DCA balance has decreased in the TIPS DCA screen in the TIPS GUI. A2A The PSP, or the AS technical account owner if he instructed the LT on behalf of the PSP, receives a camt.025 – Receipt message reporting a “RCON” Status Code confirming the execution of the LT. The PSP receives also a camt.054 as debit notification. Test evidence U2A Screenshot of the TIPS GUI Liquidity Transfer status (via Query Liquidity transfer status screen), showing that the Liquidity Transfer has been successfully executed. A2A Attachment of the camt.025 – Receipt message in xml format. Relevant documentation TIPS UHB v3.1. – 4.4.1 Liquidity Transfer functionality TIPS UHB v3.1. – 5.1.1 Query Account Balance and Status TIPS UHB v3.1. – 4.1.3 Query Liquidity transfer status Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 20 Test ID TIPS_CERT_13 Test case name Processing of instant payment between two participants of two different Ancillary Systems Applicable to Ancillary System Application TIPS Connectivity mode A2A / U2A Description 1. PSP A sends a SCT Inst instruction to the Ancillary System A (A2A). The instant payment’s beneficiary is PSP B, operating via Ancillary System B. 2. After internal checking, Ancillary System A sends the instant payment to TIPS. Prerequisite PSP A is a participant in Ancillary System A and uses its technical account for settling instant payments. PSP B is a participant in Ancillary System B and uses its technical account for settling instant payments. PSP A has funds in the Ancillary System A technical account. PSP A is allowed to send instant payments. User of PSP A has necessary privileges for querying on the instant payment status in the TIPS GUI (if the user plans to use the TIPS GUI for the providing of evidences). Information on privileges can be found in the UDFS. Expected results Instant payment is successfully settled. Ancillary System A’s technical account is debited. Ancillary System B’s technical account is credited. The Ancillary Systems receive the pacs.002 from TIPS confirming the Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 21 settlement on their technical accounts. Test evidence U2A Screenshot of the TIPS GUI instant payment screen, showing the details of the instant payment between the technical accounts with status “settled”. A2A Attachment of the Payment Status Report message (pacs.002) from TIPS to the Ancillary System, in xml format. Relevant documentation TIPS UHB v3.1. – 4.1.4 Query Payment transaction TIPS UDFS v3.0 – 3.3.2.1.2 FIToFICustomerCreditTransferV02 (pacs.008.001.02)1 TIPS UDFS v3.0 – 3.3.2.1.1 FIToFIPaymentStatusReport (pacs.002.001.03) 1 If PSP A plans to use pacs.008 for the SCT Inst instruction Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 22 Test ID TIPS_CERT_14 Test case name Processing of instant payment between a participant of an Ancillary System and a TIPS participant Applicable to Ancillary System Application TIPS Connectivity mode A2A / U2A Description 1. PSP A sends an SCT Inst instruction to the respective Ancillary System (Ancillary System A) in A2A. The instant payment’s beneficiary is PSP B. 2. After internal checking, Ancillary System A sends the instant payment to TIPS. Prerequisite PSP A is a participant in Ancillary System A and uses its technical account for settling instant payments. PSP B is a TIPS Participant with a TIPS DCA and settles its instant payments through their own TIPS DCA. PSP A has funds in the Ancillary System A technical account. PSP A is allowed to send instant payments. User of PSP A has necessary privileges for querying on the instant payment status in the TIPS GUI (if the user plans to use the TIPS GUI for the providing of evidences). Information on privileges can be found in the UDFS. Expected results Instant payment is successfully settled. Ancillary System A’s technical account is debited. PSP B’s TIPS DCA position is updated (credited). Ancillary System A and PSP B receive a Payment Status Report Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 25 Ancillary System A’s technical account is credited. Ancillary System B’s technical account is debited. Ancillary System A receives pacs.004 and Ancillary System B receive a Payment Status Report message (pacs.002) stating the successful settlement of the instant payment. Test evidence U2A Screenshot of the TIPS GUI instant payment screen, showing the details of the instant payment from Ancillary System B Technical account to Ancillary System A Technical account with status “settled”. A2A Attachment of the payment return pacs.004 message received by Ancillary System A, in xml format. Relevant documentation TIPS UHB v3.1. – 4.1.4 Query Payment transaction TIPS UDFS v3.0 – 3.3.2.2.11 FIToFIPaymentCancellationRequest (camt.056.001.01)3 TIPS UDFS v3.0 – 3.3.2.1.1 FIToFIPaymentStatusReport (pacs.002.001.03) 3 If PSP A plans to use camt.056 for the recall request Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 26 Test ID TIPS_CERT_16 Test case name Processing of recall answer between a participant of an Ancillary System and a TIPS participant Applicable to Ancillary System Application TIPS Connectivity mode A2A / U2A Description 1. PSP A sends a recall request to the respective Ancillary System (Ancillary System A) in A2A. 2. After internal checking, Ancillary System A sends recall request to TIPS. 3. After validation, TIPS sends the recall request to PSP B. 4. PSP B answers positively to the recall request, agreeing upon the refund. 5. The recall is settled Prerequisite PSP A is a participant in Ancillary System A and uses its technical account for settling instant payments. PSP B has a TIPS DCA for settling instant payments. PSP A is the originator of a previously settled instant payment with PSP B. PSP B has funds in its TIPS DCA. Expected results The Instant payment (refund) is successfully settled. Ancillary System A’s technical account is credited. PSP B’s TIPS DCA is debited. Ancillary System A receives the payment return message pacs.004 and PSP B receive a Payment Status Report message (pacs.002) stating the successful settlement of the instant payment. Certification Testing Test cases ECB-PUBLIC Date: 01/06/2021 Version: 1.0.00 27 Test evidence U2A Screenshot of the TIPS GUI instant payment screen, showing the details of the instant payment between the PSP B TIPS DCA and the Ancillary System A Technical account with status “settled”. A2A Attachment of the Payment return message (pacs.004) received by Ancillary System A from TIPS, in xml format. Relevant documentation TIPS UHB v3.1. – 4.1.4 Query Payment transaction TIPS UDFS v3.0 – 3.3.2.2.11 FIToFIPaymentCancellationRequest (camt.056.001.01)4 TIPS UDFS v3.0 – 3.3.2.1.1 FIToFIPaymentStatusReport (pacs.002.001.03) 4 If PSP A plans to use camt.056 for the recall request