Amortización de un crédito: Ejemplos y cálculo de pagos mensuales, Esquemas y mapas conceptuales de Matemática Financiera

¡Descarga Amortización de un crédito: Ejemplos y cálculo de pagos mensuales y más Esquemas y mapas conceptuales en PDF de Matemática Financiera solo en Docsity! INTERES EJEMPLO 1: Un señor invierte 50000, en una póliza de acumulación a 1 año plazo, a la tasa de interés del 8% anual. Determinar el valor que recibirá al final del plazo EJEMPLO 2: Determinar e en los sigui: [VA [TIEMPO [TASA VE VA [TIEMPO 50000] 0.08] 54,000.00 €] 10000] 0.5 INTERES E 4,000.00 €] 200.00 € [VALOR NET! 3,800.00 € 12000] 0.25 14000] 0.08333333]| 20000] 0.16666667| 25000] 0.75 30000] 1.25 1000 15 4000] 1.75 8000| 1.16666667| 500] 0.83333333]| !l interés y el valor futuro, entes casos ASA CAPITAL EJEMPLO 3: Qué capital se depositó hace 90 días, si el valor disponible hoy asciende a 8000, iconociendose que la tasa de interés percibida fue del 8% anual ¡VE [TIEMPO [TASA 8000 0.25 0.08| TIEMPO EJEMPLO 7: ¿En qué tiempo, un capital de 4000, genera un interés de 1000, si la tasa de interés es del 20% anual ? ¡VE VA 5000] [TASA 4000] 0.2] UN AÑO 3 MESES EJEMPLO 8: Por un crédito de 200( cancelarse 25000, al vencimiento. Si interés es del 16% anual, ¿en qué pl cancelarse el crédito? VE [VA [PASA 25000] 20000] 0.16| UN AÑO 203 DIAS "ERMINACION DEL NUMERO DE DIAS EN 15-Oct-02 37544.00 25-Nov-02 37585.00 do den, 28-Jun-02_ 37435.00 18-Jun-02 37425.00 la tasa de E azo debe DIFERENCIA 109.00 DIFERENCIA 160.00 15-Oct-02 15-Oct-02 60 | 005 | 14-Dec-02 12/14/2002 TRE DOS FECH EJEMPLO 10: Determinar el interés causado por una inversión de 2000, desde el 5 de noviembre de 2002 hasta el 3 de abril de 2003, considerando la tasa de interés del 9% anual. Determinar el interés ordinario y el real, con el número exacto de días y aproximado de días. INTERES COMERCIAL (DIAS EXACTOS) EXACTO VA [TASA [rmempo 3-Apr-03 37714.00 2000] 0.09 0.40821918 5-Nov-02 37565.00 DIFERENCIA 149.00 INTERES COMERCIAL (DIAS APROXIMADOS) VA [TASA [Tiempo 2000] 0.09 0.41388889 APROXIMADO 3-Apr-03 453 INTERES REAL (DIAS EXACTOS) 5-Nov-02 305.00 VA [TASA [riempo DIFERENCIA 148.00 2000| 0.09 0.40547945 INTERES REAL (DIAS APROXIMADOS) VA [TASA [Tiempo 2000] 0.09 0.41111111 ABC necesita disponer de 15000 dentro de 120 días uinaria. Si una insttución financiera le ofrece el 8% cuánto ddebe depositar hoy para cumplir con su objetivo? EJEMPLO 1: Amortizar un crédito por el valor de 50000 a 5 años plazo, con la tasa de interés capitalizable anualmente. Determinar el valor del pago anual y elaborar la tabla de amortiz: VA AÑOS J M J/M n 50000 5 0.18 1 0.18 5 PERIODO — [SALDO INICIAL [INTERES [PAGO JAMORT. CAPITAL [SALDO FINAL 1 50000] 9000| 15,988.89 €] 6,988.89 €e| 43,011.11 €] 2 43,011.11€| 7,742.00 €] 15,988.89 €] 8,246.89 €| 34,764.22 €] 3] 34,764.22 €| 6,257.56 € 15,988.89 €] 9,731.33 €| 25,032.88 €] 4 25,032.88 €| 4,505.92 € 15,988.89 €] 11,482.97 €| 13,549.91 € 5 13,549.91€| 2,438.98 €] 15,988.89 €] 13,549.91 € 0.00 € EJEMPLO 2: Amortizar un crédito por el valor de 10€ del 18% 18% capitalizable semestralmente. Determinar el v ación. amortizaci PAGO 15,988.89 € VA AÑOS J M 100000 5 0.18 2 PERIODO [SALDO INICIAINTERES PAGO 1 100000| 9000| 15,582.01 €] 2| 93,417.99 €| 8407.61919| 15,582.01 €] 3| 86,243.60 €| 7761.92411| 15,582.01 €] 4| 78,423.52 €| 7058.11647| 15,582.01 € 5| 69,899.62 €| 6290.96614| 15,582.01 €] 6] 7 8] 9 60,608.58 €| 5454.77229| 15,582.01 €] 50,481.34 €| 4543.32098| 15,582.01 €] 39,442.66 €| 3549.83906| 15,582.01 €] 27,410.49 €| 2466.94377| 15,582.01 €] 10| 14,295.42 €e| 1286.5879| 15,582.01 € Amortizar un crédito por el valor de 80000 a 3 años plazo, con la tasa de interés pitalizable mensualmente. Determinar el valor del pago mensual y elaborar la tasa de amortización AÑOS J M J/M n PAGO 3 0.18 12 0.015 36 2,892.19€ ¡SALDO INICIJAINTERES PAGO ¡AMORT. CARSALDO FINA! 80000 1200| 2,892.19€| 1,692.19 €| 78,307.81 € 78,307.81 €| 1174.61713| 2,892.19€| 1,717.57 €| 76,590.23 €] 76,590.23 €| 1148.85351| 2,892.19€| 1,743.34 €| 74,846.90 €] 74,846.90 €| 1122.70344| 2,892.19€| 1,769.49 €| 73,077.41 €] 73,077.41 €| 1096.16111| 2,892.19€| 1,796.03 €| 71,281.38 €] 71,281.38 €| 1069.22065| 2,892.19€| 1,822.97 €| 69,458.41 €] 69,458.41 €| 1041.87609| 2,892.19€| 1,850.32 €| 67,608.09 €] 67,608.09 €| 1014.12136| 2,892.19€| 1,878.07 €| 65,730.02 €] 65,730.02 €| 985.950302| 2,892.19€| 1,906.24 €| 63,823.78 €] 63,823.78 €| 957.356682| 2,892.19€| 1,934.83 €| 61,888.94 €] 61,888.94 €| 928.334158| 2,892.19€| 1,963.86 €| 59,925.09 €] 59,925.09 €| 898.876295| 2,892.19€| 1,993.32 €| 57,931.77 €] 57,931.77 €| 868.976565| 2,892.19€| 2,023.22 €| 55,908.56 €] 55,908.56 €| 838.628339| 2,892.19€| 2,053.56 €| 53,854.99 €] 53,854.99 €| 807.824889| 2,892.19€| 2,084.37 €| 51,770.63 €] 51,770.63 €| 776.559388| 2,892.19€| 2,115.63 €| 49,654.99 €] 49,654.99 €| 744.824904| 2,892.19€| 2,147.37 €| 47,507.63 € 47,507.63 €| 712.614403| 2,892.19€| 2,179.58 €| 45,328.05 €] 45,328.05 €| 679.920745| 2,892.19€| 2,212.27 €| 43,115.78 € 43,115.78 €| 646.736681| 2,892.19€| 2,245.45 €| 40,870.32 € 40,870.32 €| 613.054857| 2,892.19€| 2,279.14 €| 38,591.19 € 38,591.19 €| 578.867805| 2,892.19€| 2,313.32 €| 36,277.86 €] 36,277.86 €| 544.167947| 2,892.19€| 2,348.02 €| 33,929.84 €] 33,929.84 €| 508.947592| 2,892.19€| 2,383.24 €| 31,546.60 €] 31,546.60 €| 473.198931| 2,892.19€| 2,418.99 €| 29,127.60 €] 29,127.60€| 436.91404| 2,892.19€| 2,455.28 €| 26,672.33 €] 26,672.33 €| 400.084876| 2,892.19€| 2,492.11 €| 24,180.22 €] 24,180.22 €| 362.703275| 2,892.19€| 2,529.49 €| 21,650.73 €] 21,650.73 €| 324.760949| 2,892.19€| 2,567.43 €| 19,083.30 €] 19,083.30 €| 286.249489| 2,892.19€| 2,605.94 €| 16,477.36 € 16,477.36 €| 247.160357| 2,892.19€| 2,645.03 €| 13,832.33 € 13,832.33 €| 207.484887| 2,892.19€| 2,684.71 €| 11,147.62 € 11,147.62 €| 167.214286| 2,892.19€| 2,724.98 €| 8,422.64 € 8,422.64 €| 126.339626| 2,892.19€| 2,765.85 €| 5,656.79 € 5,656.79 €e| 84.8518454| 2,892.19€| 2,807.34 €| 2,849.45 €] 2,849.45 €| 42.7417484| 2,892.19€| 2,849.45 € -0.00 €] EJEMPLO 5: Un crédito de 80000 va a cancelarse en 8 años, mediante pagos mensuales de igual valor. Si la tasa de interéses del 12% capitalizable mensualmente, determinar el valor para cada pago y elaborar la tasa de amotización para los 4 primeros pagos y para los 4 últimos. VA AÑOS J M J/M n PAGO 80000 8 0.12 2 0.01 96 1,300.23€ PERIODO — [SALDO INICIAINTERES [PAGO ¡AMORT. CARSALDO FIN, 1 80000| 800| 1,300.23 €] 500.23 €| 79,499.77 €] 2| 79,499.77 €| 794.997727| 1,300.23 €] 505.23 €| 78,994.54 €] 3| 78,994.54 €| 789.945431| 1,300.23 € 510.28 €] 78,484.26 €] 4| 78,484.26 €| 784.842612| 1,300.23 €] 515.38 €] 77,968.88 €] 5| 77,968.88 €| 779.688765| 1,300.23 € 520.54 €] 77,448.34 €] 6| 77,448.34 €| 774.48338| 1,300.23 € 525.74 €] 76,922.59 €] 7| 76,922.59 €| 769.22594| 1,300.23 € 531.00 €] 76,391.59 €] 8| 76,391.59 €| 763.915927| 1,300.23 € 536.31 €| 75,855.28 €] 9| 75,855.28 €| 758.552813| 1,300.23 € 541.67 €] 75,313.61 €] 10| 75,313.61 €| 753.136068| 1,300.23 €] 547.09 €] 74,766.52 €] 11] 74,766.52 €| 747.665155| 1,300.23 €] 552.56 €] 74,213.95 €] 12| 74,213.95 €| 742.139534| 1,300.23 € 558.09 €| 73,655.87 €] 13| 73,655.87 €| 736.558656| 1,300.23 €] 563.67 €| 73,092.20 €] 14| 73,092.20 €| 730.921969| 1,300.23 €] 569.31 €] 72,522.89 €] 15| 72,522.89 el 725.228916| 1,300.23 €] 575.00 €] 71,947.89 €] 16| 71,947.89 €| 719.478932| 1,300.23 €] 580.75 €| 71,367.14 €] 17| 71,367.14 €| 713.671448| 1,300.23 €] 586.56 €| 70,780.59 €] 18| 70,780.59 €e| 707.805889| 1,300.23 €] 592.42 €| 70,188.17 €] 19| 70,188.17 e| 701.881675| 1,300.23 €] 598.35 €] 69,589.82 €] 20| 69,589.82 €| 695.898219| 1,300.23 € 604.33 €| 68,985.49 €] 21| 68,985.49 e] 689.854928| 1,300.23 € 610.37 €| 68,375.12 €] 22| 68,375.12 €| 683.751204| 1,300.23 € 616.48 €] 67,758.64 €] 23| 67,758.64 €| 677.586443| 1,300.23 € 622.64 €] 67,136.00 €] 24| 67,136.00 €] 671.360034| 1,300.23 € 628.87 €| 66,507.14 €] 25| 66,507.14 €| 665.071361| 1,300.23 € 635.16 €| 65,871.98 €] 26| 65,871.98 €| 658.719802| 1,300.23 € 641.51 €] 65,230.47 €] 27| 65,230.47 €| 652.304727| 1,300.23 € 647.92 €| 64,582.55 €] 28| 64,582.55 €] 645.825501| 1,300.23 € 654.40 €] 63,928.15 €] 29| 63,928.15 €| 639.281483| 1,300.23 € 660.95 €| 63,267.20 €] 30| 63,267.20 €| 632.672024| 1,300.23 € 667.56 €] 62,599.65 €] 31| 62,599.65 €] 625.996471| 1,300.23 € 674.23 €| 61,925.42 €] 32| 61,925.42 €e| 619.254163| 1,300.23 € 680.97 €| 61,244.44 €] 33| 61,244.44 €] 612.444431| 1,300.23 € 687.78 €| 60,556.66 €] 34| 60,556.66 €] 605.566603| 1,300.23 € 694.66 €| 59,862.00 €] 35| 59,862.00 €] 598.619996| 1,300.23 € 701.61 €] 59,160.39 €] 36| 59,160.39 €e| 591.603922| 1,300.23 € 708.62 €| 58,451.77 €] 37| 58,451.77 €| 584.517688| 1,300.23 € 715.71 €] 57,736.06 €] 38| 57,736.06 €| 577.360592| 1,300.23 € 722.87 €| 57,013.19 €] 39| 57,013.19 €e| 570.131925| 1,300.23 € 730.10 €| 56,283.10 €] 40| 56,283.10 €| 562.830971| 1,300.23 €] 737.40 €| 55,545.70 €] 41| 55,545.70 €| 555.457008| 1,300.23 €] 744.77 €| 54,800.93 €] 42| 54,800.93 €| 548.009305| 1,300.23 €] 752.22 €] 54,048.71 €] 43| 54,048.71 €| 540.487124| 1,300.23 €] 759.74 €| 53,288.97 €] 44| 53,288.97 €| 532.889723| 1,300.23 €] 767.34 €| 52,521.63 €] 45| 52,521.63 €| 525.216347| 1,300.23 €] 775.01 €| 51,746.62 €] 46| 51,746.62 €| 517.466237| 1,300.23 €] 782.76 €| 50,963.86 €] 47| 50,963.86 €| 509.638626| 1,300.23 €] 790.59 €| 50,173.27 €] 48| 50,173.27 €| 501.732739| 1,300.23 €] 798.49 €| 49,374.78 €] 49| 49,374.78 €| 493.747794| 1,300.23 €] 806.48 €| 48,568.30 €] 50| 48,568.30 €| 485.682998| 1,300.23 €] 814.54 €| 47,753.76 €] 51] 47,753.76 €| 477.537555| 1,300.23 €] 822.69 €| 46,931.07 €] 52| 46,931.07 €] 469.310658| 1,300.23 €] 830.92 €| 46,100.15 €] 53| 46,100.15 €e| 461.001491| 1,300.23 €] 839.23 €| 45,260.92 €] 54] 45,260.92 €| 452.609233| 1,300.23 €] 847.62 €| 44,413.31 €] 55| 44,413.31 €] 444.133052| 1,300.23 € 856.09 €| 43,557.21 €] 56| 43,557.21 €| 435.572109| 1,300.23 €] 864.66 €| 42,692.56 €] 57| 42,692.56 €| 426.925557| 1,300.23 €] 873.30 €e| 41,819.25 €] 58| 41,819.25 €e| 418.19254| 1,300.23 €] 882.03 €| 40,937.22 €] 59| 40,937.22 €| 409.372192| 1,300.23 € 890.86 €| 40,046.36 €] 60| 40,046.36 €| 400.463641| 1,300.23 €] 899.76 €| 39,146.60 €] 61] 39,146.60 €e| 391.466004| 1,300.23 €] 908.76 €| 38,237.84 €] 62| 38,237.84 €| 382.378391| 1,300.23 €] 917.85 €| 37,319.99 €] 63| 37,319.99 €| 373.199902| 1,300.23 €] 927.03 €| 36,392.96 €] 64] 36,392.96 €| 363.929628| 1,300.23 €] 936.30 €| 35,456.67 €] 65| 35,456.67 €| 354.566651| 1,300.23 €] 945.66 €| 34,511.00 €] 66| 34,511.00 €| 345.110044| 1,300.23 €] 955.12 €| 33,555.89 €] 67| 33,555.89 €| 335.558871| 1,300.23 €] 964.67 €| 32,591.22 €] 68| 32,591.22 €| 325.912187| 1,300.23 €] 974.32 €| 31,616.90 €] 69| 31,616.90 €| 316.169036| 1,300.23 €] 984.06 €| 30,632.85 €] 70| 30,632.85 €| 306.328453| 1,300.23 €] 993.90 €| 29,638.95 €] 71] 29,638.95 €| 296.389464| 1,300.23 €| 1,003.84 €| 28,635.11 € 72| 28,635.11 €| 286.351086| 1,300.23 €| 1,013.88 €| 27,621.23 € 73| 27,621.23 €| 276.212324| 1,300.23 €| 1,024.01 €| 26,597.22 € 74] 26,597.22 €| 265.972174| 1,300.23 €| 1,034.26 €| 25,562.96 € 75| 25,562.96 €| 255.629622| 1,300.23 €| 1,044.60 €| 24,518.36 € 76| 24,518.36 €| 245.183645| 1,300.23 €| 1,055.04 €| 23,463.32 € 77| 23,463.32 €| 234.633209| 1,300.23 €| 1,065.59 €| 22,397.73 € 78| 22,397.73 €| 223.977268| 1,300.23 €| 1,076.25 €| 21,321.48 € 79| 21,321.48 €| 213.214767| 1,300.23 €| 1,087.01 €| 20,234.46 € 80| 20,234.46 €| 202.344642| 1,300.23 €| 1,097.88 €| 19,136.58 € 81] 19,136.58 e| 191.365815| 1,300.23 €e| 1,108.86 €| 18,027.72 € 82| 18,027.72 €| 180.2772| 1,300.23 €| 1,119.95 €| 16,907.77 € 83| 16,907.77 €| 169.077699| 1,300.23 €| 1,131.15 €| 15,776.62 € 84] 15,776.62 €| 157.766203| 1,300.23 €| 1,142.46 €| 14,634.16 € 85| 14,634.16 €| 146.341592| 1,300.23 €| 1,153.89 €| 13,480.27 € 86| 13,480.27 €| 134.802734| 1,300.23 €| 1,165.42 €| 12,314.85 € EJEMPLO 7: Un crédito de 12000 va a cancelarse en 3 años, mediante pagos m la tasa de interés es del 12% capitalizable mensualmente, determinar el valor de del primer año, la tasa de interés disminuye al 9% capitalizable mensualmente nuevo pago, de manera de cancelar el crédito en el período restante. Elaborar VA AÑOS J M J/M n 12000 3 0.12 12 0.01 36 8,467.01 € 2 0.12 12 0.01 24 8,467.01 € 2 0.09 12 0.0075 24 PERIODO [SALDO INICIAINTERES ¡PAGO ¡AMORT. CARSALDO FINA! 1 12000] 120 398.57 € 278.57 €| 11,721.43 €] 2| 11,721.43 €| 117.214283 398.57 € 281.36 €| 11,440.07 €] 3| 11,440.07 €| 114.400708 398.57 € 284.17 €| 11,155.90 €] 4| 11,155.90 e| 111.558998] 398.57 € 287.01€| 10,868.89 €] 5| 10,868.89 €| 108.688871 398.57 € 289.88 €| 10,579.00 €] 6| 10,579.00 €| 105.790043 398.57 € 292.78 €| 10,286.22 €] 7| 10,286.22 €| 102.862226 398.57 € 295.71€| 9,990.51 € 8| 9,990.51 €| 99.92051311 398.57 € 298.67 €| 9,691.85 €] 9| 9,691.85 €| 96.9184652 398.57 € 301.65 €| 9,390.19 €] 10| 9,390.19 €| 93.2019327 398.57 € 304.67 €| 9,085.52 €] 11] 9,085.52 €| 90.8552348]| 398.57 € 307.72 €| 8,777.81 €] 12| 8,777.81€| 87.77807| 398.57 € 310.79 €| 8,467.01 €] 13| 8,467.01 € 63.50 €] 386.81 € 323.31€| 8,143.70 €] 14| 8,143.70 € 61.08 €] 386.81 € 325.74 €| 7,817.97 €] 15| 7,817.97 € 58.63 €| 386.81 € 328.18 €| 7,489.79 €] 16| 7,489.79 € 56.17 €] 386.81 € 330.64 €| 7,159.15 €] 17| 7,159.15 €] 53.69 €] 386.81 € 333.12 €| 6,826.03 €] 18| 6,826.03 € 51.20 €] 386.81 € 335.62 €| 6,490.41 €] 19| 6,490.41 € 48.68 € 386.81 € 338.14 €| 6,152.28 €] 20| 6,152.28 € 46.14 € 386.81 € 340.67 €| 5,811.60 €] 21| 5,811.60 €l 43.59 € 386.81 € 343.23€| 5,468.38 €] 22| 5,468.38 €] 41.01€ 386.81 € 345.80 €| 5,122.58 €] 23| 5,122.58 € 38.42 €] 386.81 € 348.39 €| 4,774.18 €] 24| 4,774.18 €] 35.81 €] 386.81 € 351.01€| 4,423.18 €] 25| 4,423.18 €] 33.17 € 386.81 € 353.64 €| 4,069.54 €] 26| 4,069.54 €] 30.52 €] 386.81 € 356.29 €| 3,713.25 €] 27| 3,713.25 €] 27.85 €] 386.81 € 358.96 €| 3,354.28 €] 28| 3,354.28 €] 25.16 €] 386.81 € 361.66 €| 2,992.63 €] 29| 2,992.63 €] 22.44€ 386.81 € 364.37 €| 2,628.26 €] 30| 2,628.26 €] 19.71€ 386.81 € 367.10€| 2,261.16 €] 31 2,261.16 €] 16.96 € 386.81 € 369.85 €| 1,891.30 €] 32| 1,891.30 € 14.18€ 386.81 € 372.63 €| 1,518.67 €] 33| 1,518.67 €] 11.39€ 386.81 € 375.42 €| 1,143.25 €] 34| 1,143.25 €] 8.57 € 386.81 € 378.24 € 765.01 € 35] 765.01 € 5.74 € 386.81 € 381.08 € 383.93 € 36| 383.93 € 2.88 € 386.81 € 383.93 € -0.00 €] EJEMPLO 8: Un crédito de 36000, va a cancelarse en 4 años, med igual valor, con la tasa del 12% de interés capitalizable trimestr primer año la tasa disminuye al 9% capitalizable trimestralmente nuevo pago, de manera de cancelar el crédito en el período restan ensuales de igual valor. Si > cada pago. Si al término :, determinar el valor del la tabla de amortización amortización PAGO VA AÑOS M J J/M 398.57 € 36000 4 4 0.12 0.03 398.57 € 28,528.08 € 3 4 0.12 0.03 386.81 € 28,528.08 € 3 4 0.09 0.0225 PERIODO SALDO INICIAINTERES PAGO AMORT. CAP 1 36000 1080 2,865.99€ 1,785.99 € 2 34,214.01€ 1026.42028 2,865.99€ 1,839.57 € 3 32,374.44 € 971.233174 2,865.99€ 1,894.76 € 4 30,479.68 € 914.390452 2,865.99€ 1,951.60 € 5 28,528.08 € 64188€ 2,739.19€ 2,097.31€ 6 26,430.77 € 594.69€ 2,739.19€ 2,144.50€ 7 24,286.27 € 546.44€ 2,739.19€ 2,192.75€ 8 22,093.52 € 497.10€ 2,739.19€ 2,242.09 € 9 19,851.43 € 446.66€ 2,739.19€ 2,292.54 € 10 17,558.90 € 395.008€ 2,739.19€ 2,344.12€ 11 15,214.78€ 342.33€ 2,739.19€ 2,396.86 € 12 12,817.92 € 288.40€ 2,739.19€ 2,450.79 € 13 10,367.13 € 233.26€ 2,739.19€ 2,505.93 € 14 7,861.20 € 176.88€ 2,739.19€ 2,562.32 € 15 5,298.88 € 11922€ 2,739.19€ 2,619.97 € 16 2,678.92 € 60.28€ 2,739.19€ 2,678.92 € años plazo, a la tasa de interés del 10% capitalizable cuotas anuales anticipadas. Determinar el valor de borar la tabla de amortización 0.1 J/M 0.1 N ANTICIPADA 8 1,704.04€ PAGO ¡AMORT. CAP) SALDO FINAL] EJEMPLO 11: Un créd mensuales, a la tasa de inti cuales se incrementan cad: VA 100000 100000 AÑOS A 1,704.04 € 1,704.04 € 8,295.96 € PERIODO ¡SALDO INICIA 1,704.04 € 874.44 € 7,421.52 €] 100000] 1,704.04 € 961.88 € 6,459.64 € 98,186.03 €] 1,704.04 € 1,058.07 € 5,401.57 € 96,344.85 €] 94,476.05 €] 1,704.04 € 1,163.88 € 4,237.69 €] 1,704.04 € 1,280.27 € 2,957.42 € 92,579.22 €] 1,704.04 € 1,408.29 € 1,549.12 € 90,653.94 €] 1,704.04 e] 1,549.12 €] -0.00 €] 88,699.78 €] 86,716.31 €] sololulalulelo]n]e 84,703.08 €] 82,659.66 €] 11 80,585.58 €] 12 78,480.40 €] 13] 76,343.63 €] 14 73,843.42 €] 15 71,305.71 €] 16| 68,729.92 €] 17 66,115.51 €] 18| 63,461.87 €] 19) 60,768.43 €] 20] 58,034.59 €] 21 55,259.74 €] 22] 52,443.27 €] 23] 49,584.56 € 24 46,682.96 € 25 43,737.83 € 26) 40,384.00 € 27 36,979.85 €] 28] 33,524.65 €] 29] 30,017.61 €] 30] 26,457.97 €] 31 22,844.94 €] 32 19,177.71 € 33] 15,455.47 € 34] 11,677.40 €] 35 7,842.66 €] 36| 3,950.39 €] lito de 100000 a 3 años plazo, va a ser cancelado mediante cuotas erés del 18% capitalizable mensualmente, con cuotas constantes, las a año en el 10%. Determinar el valor de los pagos y elaborar la tabla de amortización M J J/M n PAGO 1 PAGO 2 PAGO 3 12 0.18 0.015 36 3,313.97€ 3,645.37€ 4,009.90 € 12 0.18 0.015 36 MORTIZACION ANTICIPADA INTERES PAGO ¡AMORT. CAP|SALDO FINAL] 1500| 3,313.97 €e| 1,813.97 €| 98,186.03 € 1472.79045| 3,313.97 €e| 1,841.18 €| 96,344.85 € 1445.17276| 3,313.97 e| 1,868.80 €| 94,476.05 € 1417.1408| 3,313.97 €| 1,896.83 €| 92,579.22 €] 1388.68836| 3,313.97 €| 1,925.28 €| 90,653.94 € 1359.80914| 3,313.97 €| 1,954.16 €| 88,699.78 € 1330.49672| 3,313.97 €| 1,983.47 €| 86,716.31 € 1300.74462| 3,313.97 €e| 2,013.23€| 84,703.08 € 1270.54624| 3,313.97 €| 2,043.42 €| 82,659.66 € 1239.89489| 3,313.97 €e| 2,074.08 €e| 80,585.58 € 1208.78376| 3,313.97 €e| 2,105.19€| 78,480.40 € 1177.20597| 3,313.97 €| 2,136.76 €| 76,343.63 € 1145.15451| 3,645.37 €| 2,500.21€| 73,843.42 € 1107.65132| 3,645.37 €| 2,537.72 €| 71,305.71 € 1069.58558| 3,645.37 €| 2,575.78 €| 68,729.92 € 1030.94886| 3,645.37 €| 2,614.42 €| 66,115.51 € 991.73259| 3,645.37 €| 2,653.63 €| 63,461.87 €] 951.928073| 3,645.37 €| 2,693.44 €| 60,768.43 €] 911.526489| 3,645.37 €| 2,733.84 €| 58,034.59 €] 870.518882| 3,645.37 €| 2,774.85 €| 55,259.74 €] 828.89616| 3,645.37 €| 2,816.47 €| 52,443.27 €] 786.649097| 3,645.37 €| 2,858.72 €| 49,584.56 €] 743.768329| 3,645.37 €| 2,901.60€| 46,682.96 €] 700.244349| 3,645.37 €| 2,945.12€| 43,737.83 €] 656.067509| 4,009.90 €| 3,353.84 €| 40,384.00 €] 605.759966| 4,009.90 €| 3,404.14 €| 36,979.85 €] 554.69781| 4,009.90 €| 3,455.21€| 33,524.65 €] 502.869722| 4,009.90 €| 3,507.03 €| 30,017.61 €] 450.264212| 4,009.90 €| 3,559.64 €| 26,457.97 € 396.86962| 4,009.90 €| 3,613.03 €| 22,844.94 €] 342.674109| 4,009.90 €| 3,667.23€| 19,177.71 €] 287.665665| 4,009.90 €| 3,722.24€| 15,455.47 €] 231.832094| 4,009.90 €| 3,778.07 €| 11,677.40 €] 175.16102| 4,009.90 €| 3,834.74€| 7,842.66 € VA AÑOS M J J/M n 50000 3 12 0.18 0.015 36 PAGO TOTAL Err:504 interes va 4,500.00 €